Most mortgage brokers learn the trade in a lender's call centre. Ashley Bennett, founder of AB Mortgages, learned it across over 20 years of running estate agencies in Essex, watching thousands of property transactions, and watching too many clients lose deals to slow, generic mortgage advice. AB Mortgages was built to fix that.
For over twenty years, Ashley sat across from buyers, sellers, landlords and developers as an estate agency owner. He saw every kind of UK property transaction the market produces. And he saw the same problem on repeat: clients getting let down by brokers who didn't understand the deal, didn't know the wider lender market, or simply didn't move fast enough to save the chain.
AB Mortgages is the brokerage Ashley wished his estate agency clients had been able to use. Property-first. Whole-of-market. Fast. Honest. Built for the long term, not the single transaction.
Today we advise clients across the UK, from first-time buyers in Essex to portfolio landlords in London to developers raising eight-figure facilities through our sister brand, AB Specialist Finance.
We're not tied to any one lender. Every recommendation is tested against the full UK market - including the specialist buy to let lenders, challenger banks and private banks the high street advisers don't see.
Most brokers understand the application. We understand the chain - the valuation game, the timing pressure, the conversation with the estate agent. That's what saves deals and saves money.
Property doesn't wait. We come back to every enquiry inside the hour during working hours. Lenders, estate agents and sellers reward speed - so do we.
AB Mortgages is a trading style of Ashley Bennett Mortgages Ltd, an Appointed Representative of Stonebridge Mortgage Solutions Ltd, one of the UK's largest mortgage networks, which is authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register under FCA number 946267.
Every adviser holds CeMAP as a minimum qualification and stays current through continuous professional development.
High-stakes lending is deeply personal. We look beyond the spreadsheets to understand your vision, providing the senior-level guidance and “Yes-First” commitment your portfolio deserves.
Based in Benfleet, Essex. We advise clients across the entire UK - most work is done by phone, video and email, so your location doesn't restrict your access to the right adviser.
Yes. AB Mortgages is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the FCA. We're not tied to any one lender - we have access to the full UK mortgage market.
We're transparent from the first conversation. Most residential cases combine lender procuration fees with a small client fee, disclosed before you agree to proceed. Specialist finance fees are agreed up front in writing. No hidden charges.
Inside 60 minutes during working hours. Outside working hours, first thing the next working day.
Yes — that's the model. Most of our clients remortgage with us every two to five years and bring every property purchase to us along the way. Long relationships, not single transactions.
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