Delivering tailored mortgage solutions across Essex that are right for you, both now and in the future.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Your property is probably your biggest financial asset, whether you are stepping onto theladder, moving home, or building a portfolio. Getting the right mortgage requires soundadvice from specialists who understand regional market dynamics.
That’s where ourmortgage team comes in. Our mortgage brokers in Essex research a comprehensive range of lenders across the market, then arrange the ideal property finance solution tailored to yourpersonal circumstances.
Comparison sites give you a national average. What you can actually borrow depends on your income structure, the property and the lender, and none of that shows up in a five second calculator.
Flats above shops, timber frames, ex-local authority blocks. Essex has plenty of it and each lender takes a different view, which is difficult to work out from the outside.
Good properties here go quickly. Buyers want to know what they can offer and how fast they can prove it, well before they find the right house.
We run your numbers through actual lender calculators to give you accurate borrowing figures, not estimates from comparison sites.
Every scheme you could access, reviewed in one conversation so you know what applies and what doesn't.
We get your agreement in principle in place before you start viewing, so when you find the right house you're ready to offer on the spot.
Proof of earnings, such as 3 months of payslips and P60s, or 2 years of SA302s and tax overviews if self-employed.
Your ideal purchase price, target Essex location, deposit amount saved, and desired loan term.
Bank statements for the last 3 months, proof of identity, addresshistory, and details of any existing credit commitments.
Bespoke structures for high-value assets and non-standard income streams.
Specialist mortgage advice tailored to company directors and the self-employed.
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Fast-tracked capital for property developers and professional investors.
The team here at AB Mortgages has an unparalleled level of experience advising clients on mortgages and property finance from our hub in Benfleet, Essex. Using our knowledge, we can advise on property matters that are tailored to your personal circumstances and offer unique solutions that will not only work for you now, but into the future.
Going directly to a single bank limits you strictly to their internal products and underwriting rules. An independent Essex broker accesses a wide array of UK lenders—including specialist banks, improving your options and approval chances if your situation is complex.
Yes. We specialise in complex income structures. Whether you draw dividends, retain profits, or operate under a CIS contract, we present your financials to lenders who understand self-employed earnings.
We aim for rapid decision turnarounds, featuring a 60-minute response guarantee duringbusiness hours and securing an Agreement in Principle (AIP) in as little as 3 hours once your details are reviewed.
From our office in Benfleet, we serve clients across Castle Point, Southend-on-Sea, Basildon, and Thurrock, including Hadleigh, Thundersley, Canvey Island, Rayleigh, Leigh-on-Sea, Chalkwell, Rochford, Wickford, Billericay, Grays, Stanford-le-Hope, Orsett, and Tilbury.
Yes. You are welcome to visit our high-street office at 105 London Road, Benfleet (SS7 5TG)for a face-to-face consultation, or we can conduct everything efficiently via phone, video call,and email.
Complete our 60-second digital brief to secure your Agreement in Principle.
Looking for personalised advice....
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A commitment to regulation, professional development, and the highest standards of client protection within the specialist lending market.
